Purogiramu yemari - iyo inowanikwa maitiro ekubhadhara zvirongwa

Purogiramu yemari - iyo inowanzoreva zvekutenga, inongororwa chete navo paInternet. Inofanana nekadhi rebhangi, mabasa akawanda anoitwa zvakafanana: kubhadhara zvinhu mune chero nyika, kubhadharwa kwebasa, uye kunyange kutengesa mari chaiyo mune mari yaunoda. Kune kusiyana, izvo zvinofanira kuonekwa kana pakagadzira chikwereti chaicho.

Chii chinonzi mari yemagetsi?

Vazhinji vashandisi veIndaneti vari kutoshanda nesimba nemari chaiyo, uye nyanzvi mune zvemagetsi ehurumende vari kuedza zvakanakisisa zvavo kuti vawane vikwikwi mukupa mazano. Purogiramu yemari ndiyo izwi rinoshandiswa muzvirevo zvakawanda:

1. Zvirongwa zvekuchengetedza uye kutumirwa kwemari yenyika uye yega.
2. Mari yezvisungo zvemunhu ane mutoro, izvo zvakachengetedzwa pamagetsi ehupfumi.
3. Nzira dzokubhadhara.

Virtual zvikwama zvinonyanya kukosha kune vashandisi vanowana paIndaneti . Aya mabhandi anoshandiswa muEPS - magwaro ekubhadhara magetsi, kuita mabasa emabanki chaiwo. Vanoshanda vashomanana, vamwe vanobvumirana, vachipa vashandi kukwanisa kutengesa mari kubva mune chimwe chikwereti kune imwe. Vanoumba mapepa epurasitiki, ivo vanobvumirwa nemagetsi. Purogiramu yemari yakagadzirirwa kumabhangi, vanobatsira kubhadhara mari mune mari chaiyo. Kune nzira mbiri dzekuita izvi:

1. Kupfuura nhare.
2. Nokushandisa internet banking.

Purogiramu yemari - pros uye cons

Shanduro itsva yemagetsi inobatsira uye yakaipa, saka haisati yawana yakawandisa kushandisa. Asi kupa kuti maitiro avo ari kuramba achivandudza, zvinoita kuti pakufamba kwenguva, mukurumbira kuchawedzera. Mutengo wemari yemagetsi:

1. Mutemo wepamutemo . Virtual currency munyika dzakawanda haigamuchiri, kutengesa kukuru kwavari hazvigoni kushanda.
2. Mutengesi . Havasi vose vanoshandisa mari yakaenzana, kuisa mari yakaoma.
3. Kutenderera kune teknolojia . Kana ukagara usina chiedza kana Indaneti - kuwana mari kunenge kwavharwa.

Pros yemari yemagetsi:

1. Speed . Mutero unowanikwa pakarepo, unogona kutumira chero chikamu kune chero nyika.
2. Automation . Zvose zvinoshandiswa zvinotarisirwa, maitiro anoitwa nekombiyuta.
3. Kuchengetedzwa . Mari iyi haigone kuparadzwa kana kuti yakasvibiswa, haikwanisi kurasikirwa kana kubiwa. Zvose zvinoshanda zvakachengetedzwa nehurongwa.
4. Kudzivirirwa . Kutengesa mari yemagetsi kana chikwama kwakaoma zvikuru. Kubira zvinoreva, kana munhu akashandisa zvirongwa zvekubiridzira.

Kubatsirwa kwemari yemagetsi

Kunyange zvazvo chirongwa chebhadharo paInternet chichienderana nekusagadzikana kwemari, mari yakakwana iri kuswedera pedyo nemari: kupararira kwavo kunofanirwa kuitwa nevanhu, zvinyorwa zvemapato anozivikanwa. Izvo zvinhu zvemari yemagetsi zvinovapa zvakakosha zvakasiyana siyana:

1. Mutero unopfuura nehana yakakwana.
2. Inonyanya kukoshesa mutengo: kuumba mari chaiyo iwe haunoda pepa uye pepa.
3. Mari haifaniri kuve yakarongedzwa zvakare, inoita chimbo chekubhadhara.
4. Hapana chikonzero chekuchengetedzwa paunenge uchichengetedza mari yakawanda.
5. Payment fix systems.
6. Nhamba iri muchikwama ichichengetwa kwenguva refu, haufaniri kubhadhara chikwereti chebasa.

Kukanganisa kwemari yemagetsi

Kushandisa kwemari yemagetsi kune zvinetso zvayo. Chimwe chezvinhu zvinonyanya kuoneka zvakakwana kugadzikana pane kombiyuta iyo mafaira ekutanga akaiswa. Kana iCP isingabhadharwi, haugoni kupinda muchikwama chako. Pane zvimwe zvisingabatsiri:

1. Internet connection for operation. Haasi munhu wese uye kwete nguva dzose ane mukana wekuenda paIndaneti, saka mune dzimwe nguva, kuwana mari kune zvishoma.
2. Iwe haugoni kutamisa zvakananga mari kubva kune mumwe mubhadhari kune imwe.
3. Nzira dzekudzivirirwa kwekrisptographic hazvikwanisi kumhanya-uye dzinoongororwa, sezvinozoita mukushandiswa kukuru kwemari yemagetsi - hachizivikanwi.

Purogiramu mari - marudzi

Mhando dzemari yemagetsi dzinosanganisira RUpay system, Stormpay, Moneybookers, Liqpay, "Chikwama chimwe", "Money Mail", asi havasati vashandiswa. Chinhu chikuru ndechokusarudza kuti chii chinangwa chechikwata chako, kuitira kuti parege kuzove nokunyadzisa uye kuputika. Nekutenga uye kubhadhara kwezvinhu paIndaneti mukati meRussia, maitiro ese anogona kubata, asi nekunze kwenyika, WebMoney ndiyo yakanakisisa. Machechi akasiyana:

1. Nzira yekudzorerwa: ATM, mobile, makadhi.
2. Komisheni yekufambisa mari.
3. Mari.
4. Nhamba yezvigadziro zve user data uye kuwedzerwa.
5. Kuzivikanwa kwebasa racho.

Ndeapi magetsi emagetsi ari nani? Makomba ekubhadhara anozivikanwa zvikuru kusvika nhasi:

• WebMoneyMoney, inobvumirana mune zvese mabhizimusi, basa rinobatsira kwazvo;
• Yandex-Mari, inogamuchira rubles chete, iri nyore interface;
• Kiwi, kwete kunyanya kufarira uye mabhizimusi ezvitoro, asi nyore nyore kubhadharwa kwezvinhu zvinoshandiswa kuburikidza nekugadzirisa.

Electronic Money WebMoney

Purogiramu yemari yemari ine mitemo yavo yekushandiswa, iyo inofanira kuverengwa. Imwe yekutanga yakabuda WebMoney Transfer, iyo inotarisira nzvimbo dzehutungamiri muhuwandu. Inoshandiswa nemazana ezviuru evashandisi vanotaura chiRussia, asi havasi vose vanoziva kuti mune dzimwe nyika zvakarambidzwa kubhadhara mari yakadaro. Zvimwe zvikamu:

1. Iko inoshanda nemayuniki mana emari: dollar, hryvnia, Belarusian uye Russian ruble.
2. Chero kushanda kunoitwa: kubva kubhadhara kusvika kugamuchirwa.
3. Iwe unogona kuzadza chikwama muBan Savings, kuburikidza nemakadhi uye mahofisi ekuchinjana.
4. Kuti uone kuti uripi, pane purofiti yakakwana yakaverengwa.
5. Kudzivirirwa kwakanaka.
6. Kurega kwemari kunobvumirwa chete nebhangi yebhangi, iyo inotsigirwa.
7. Makomisheni haatori mishandisirwo mukati mehurumende.

Electronic money Yandex

Yechipiri inonyanya kuzikanwa paInternet system ndiyo Yandex-Money , yakatangwa makore 15 akapfuura chaiwo kuRussia, saka inongowanikwa chete pamari yemari. Iwe haugone kutumira mari kune mumwe. Nzira yekushandisa mari yeYandex-Mari:

1. Gadzira bhokisi rema mail ku Yandex, taura "Money" tab mukati maro uye bhura bhora re "Open Wallet". Shandisa iyo nhamba yefoni yako.
2. Nhoroondo yacho inoshandiswa kuburikidza nemagetsi, maATM uye matavi ebhangi, uye mari inodzingwa - kuYandex-Money kadi kana kadhi kubva pane zvakarongwa mazita emabhangi.
3. Komisheni yezviito zvizhinji haibvisi.
4. Kubhadhara zvinhu kana kuti zvekutenga vanotenga zviri nyore panzvimbo ino.

Electronic Money Kiwi

Electronic virtual kiwi mari inowanikwa mune pipeline mukati meCIS, asi mabhizimisi ari muIndaneti anononoka kushandisa sarudzo iyi. Mabasa mazhinji anoitwa nemagetsi. Muzvakanaka zvinowedzerwa:

1. Chikwama chacho chakasungirirwa kune nhamba yesero.
2. Iwe unogona kuisa mari kuburikidza nefoni, ATM uye kugona.
3. Mumakore mana emari: rubles, madhora, euro uye Kazakhstan tenge.
4. Kubhadhara kunoenda kuburikidza nechigara kana kadhi.
5. Komisheni iri mukati me2% yezvinhu zvose zvekutengesa.

Electronic money Paypal

NeEurope mitemo, iyo yakanakisisa yemari yemari ndeyePayPal kubva munyika inobvumirana neBay, iyo inogamuchirwa mundima 203. Munguva pfupi, sangano iri rakawedzera kutsigirwa kwemari itsva. Kusiyana nedzimwe nhepfenyuro, PayPal inoshanda nemari chaiyo, kadhi kana kambani yakasungirirwa kumakero omunhu. Iri sangano rakaonekwa muRussia muna 2003, asi vaRussia vakakwanisa kugamuchira uye kubvisa mari makore mana akapfuura. Saka pakati pevagari vemo PayPal haisi kunyanya kufarirwa, vatengi vanopa freelancers chikwereti chakadaro chisingawanzoitiki.

Kubva kumativi anobatsira PayPal nyanzvi zita:

1. Mhando zhinji dzemabasa.
2. Shanda nemari pane mobile version.
3. Kutengesa mavoti ekubhadhara nepositi.
4. Kubvisa zuva nezuva.

Electronic electronic Easypay

Munguva ichangopfuura rudzi rutsva rwemagetsi ehurumende rwakaratidzwa - Easypay, iyo inowanikwa mari yeBelrusrus, iyo kuverengwa iri munzvimbo dzemuRubles. Yakasikwa seimwe nzira yeWebMoney. Nzira yakachengeteka yezvidziviriro, hapana mafananidzi - imwechete-time control codes. Pane zvimwe zvinobatsira:

1. Shanduro dzinoshandiswa kuburikidza neInternet uye foni.
2. Wedzera mari kubhuku nyore nyore pa checkout kana post office.
3. Komisheni mukati memunyika - 2%, pakubvisa mari - 1.5%.

Kune zvimwe zviito mari yacho haina kubviswa:

• inotenga muzvitoro zveInternet muBelarus;
• kugadziriswa kwefoni;
• kubhadhara kweInternet services;
• communal payments;
• charity;
• matikiti kuenda kuma cinema nemitambo.

Electronic mari Bitcoin

New electronic money bitcoin inonzi inyanzvi kuparadzanisa mumabhizimusi emakambani eInternet, rudzi rwechifananidzi che communism mu virtual. Vanyori vanotaura kuti Satoshi Nikamoto, bitcoins inenge yakachengetwa pamabhadharo chaiwo, unogona kuzadza uye kubvisa mari. Zvinoshamisa kudhura kukura uye kufarirwa kwenyika yose, kunyange zvazvo iyi sarudzo isina tenzi uye kunyange mutongi, hazvibviri kuchinja shanduro kubva kunze. Pano panewo hurumende, chete kubhadhara kune vashandi vekutsigira kwekutengesa.

Bitcoin inokosha mari yemagetsi, inoshandiswa ne:

1. Kuzvimirira . Mamiriro acho akazvimirira zvachose.
2. Kuwanikidzwa kusina zvishoma kweatcoins.
3. Ziva kusingazivikanwi . Muridzi wehomwe yenhamba haagoni kuverengwa.
4. Kusarirwa kwevatauriri . Nekutsvaga kwebhangi, haufaniri bhangi, asi kunetseka ndeyokuti iwe haugoni kubvisa chikwereti.
5. Kusateerera mutemo . Ihurumende dzenyika dzakawanda dzinoidza kuti dzisiri pamutemo.
6. Kusagadzikana kwedzidzo.

Nzira yekuwana sei mari yemagetsi?

Nzira yekuwana mari yemagetsi paInternet - mubvunzo uyu unobvunzwa zuva rega rega nezviuru zvevashandisi veIndaneti. Tsvaga chidzidzo chinounza mari muhutano chiri chaiyo, asi haisi mari yakawanda kwazvo. Kune hutano hwekutsinhanisa, asi nokuda kweizvi unoda kuva neruzivo nembeu. Kune niches ine mari inonyanya kuzvininipisa pane kutengesa mari.

Kana iwe ukarasa mazano akawanda ekunyengera, iwe unogona kuwana mari yakadai semari yekuwana:

1. Zvine masayiti.
2. Mahofisi epositi.
3. Kutengesa kwemagwaro.
4. Referral network muzvigadzirwa zvemabhizimisi.
5. Sangano rekubatana.
6. Zvitoro zveIndaneti.
7. Makomborero mumitambo yepaIndaneti.
8. Kupa mabasa akasiyana-siyana.