Kubhadhara kwokutanga kwechikwereti kune zvakawanda zvinobatsira. Uku ndiko kuderedzwa kwechido, uye kugadzikana kwepfungwa kunokwereta. Nokudaro, munhu wose ane mari yezvemari kune sangano rezvekutengeserana, anofunga nezvekukurumidza kuvabvisa. Kubhadharwa kwakakurumidza kwechikwereti chazvino chiripo kunogona kuburikidza ne refinancing scheme, sezvo ichi ndicho chinonyanya kushandiswa.
Kazhinji mabanki anoda kuenda kune zvakadaro. Kuvhiya uku kunoreva kupedzisa kwesungano itsva yekutora chikwereti nemari shoma yepamusoro uye kubhadhara yakare. Muchiitiko ichi, mutengi achakwanisa kuchengetedza kune chikwereti uye kubhadhara chikwereti nokukurumidza. Asi pasina mhaka haafaniri kutora chikwereti chitsva mune imwe sangano kuitira kuti atorere yekare. Sezvakaratidzwa zvinoratidza, izvi zvinotungamirira kumatambudziko makuru.
Ndezvipi zvimwe zvandinogona kudzorera chikwereti nokukurumidza?
Kubhadharwa kwekweretwa kwokutanga kunokwanisika kana uyo akwereta achiita mari yakawanda mwedzi mumwe nomumwe kupfuura zvaanotora. Kana iri yakawanda, iyo inokurumidza kukwereta ichasangana nemitoro yezvikwereti. Kuti uwane mukana uyu, unofanira kuronga bhajeti yako, kurega kushandiswa kwemari. Kuchengeta mari yakatarisa kuchakubvumira kuti uchengetedze kutenga, izvo zvinozoita kuti uwane kuchengetedza kwemari. Inogona kushandiswa kuwedzera kuwanda kwemari yekubhadhara pamwedzi.
Nzira yekubhadhara chikwereti nokukurumidza - mazano:
- Mwedzi woga woga, kudzorera mari yacho kubhadhara chikwereti.
- Dzorera zvikwereti maererano nesarudzo. Kana zvisina kudaro, zvikwereti nemitengo ichaongororwa, izvo zvichawedzera kuwanda kwemari yekubhadhara.
- Nyora nheyo kubhangi pamusoro pekugadzirisa zvikwereti.
Inokurumidza kudzorera sei chikwereti, kana pasina mari?
Mamiriro ezvinhu kana pasina mari yokubhadhara chikwereti yakakurumbira. Asi zvikwereti zvako zvinofanira kupiwa, sezvo pasina kudzoka kunotungamirira kumigumisiro yakaipa.
Kutanga, edza kutsvaga mamwe magetsi emari. Izvi zvinogona kuva zvose basa renguva yakazara uye basa rekushanda kwekanguva munguva yekusununguka. Inogona kusanganisira kudzidzisa, kushanda paInternet , kutaurirana kwakasiyana-siyana. Kana zvichibvira, unogona kubhadhara mari kune shamwari kana hama. Kana kuti kutengesa zvinhu zvinooneka, uye nemari yekubhadhara chikwereti.
Zvinonzwisisika kutaura nebhangi uye kutsanangura mamiriro acho ezvinhu. Zvinogoneka kuti uyo anokweretesa achasangana uye anopa zvikwereti zvekwereti. Paunosarudza kukurumidza kudzorera chikwereti, usakanganwa kuti nyika inogona kubatsira munyaya iyi. Kubatsira kunobatsira zvikuru mukubhadhara chikwereti.