Icho chinokosha chemari

Mari yakagara ichiita basa rinokosha muupenyu hwevanhu vose, uye chimiro chavo mukutengeserana kwebasa renyika yose inokonzera kukurudzirwa kwehupfumi munyika dzose.

Ndicho chikonzero ichi kuti zvakakosha kunzwisiswa nekunyatsotsanangura zvakabva mumari, zvinyorwa zvavo nemhando.

Mavambo uye chinangwa chemari

Kubva pakuona kwekushanduka-shanduka kwemari yakabva, yakasimuka semugumisiro wezvigadzirwa zvekugadzirwa kwezvinhu, uye zvekugadzirwa. Muchikamu chekutanga chekusimudzika kwakadaro, kuchinjana zvinhu, munhu haaida chero zvikwereti. Yakaitwa, iyo inonzi, bhera, ndiko kuti, iwe unotengesa zvinhu uye panguva imwechete kutenga imwe. Mune mamwe mazwi, chikwata chekutengesa chakavakwa.

Nokudaro, kushandiswa kwekugadzirwa kwezvinhu kwakagadziriswa, uye kwakagadziridzwa kare kwe2000 makore BC. zvimwe zviyero zvemari zvakasimuka. Ichokwadi, vanhu vese vaive vekupedzisira kuita munyu, kana mombe, seashells, nezvimwe. Saka, muRussia squirrel skins yakakosha zvikuru, muGermany - mombe, uye muMongolia - tei.

Mushure mechinguva, simbi yakagadziriswa, ngatitaurire, iyo musoro wemari yakavimbika yakaenzana, uye saka goridhe nesirivha zvakasvika kuzotora mhangura nesimbi. Kusvikira 19 unyanzvi. nyika dzakawanda dzakashandisa mari yemhando mbiri. Asi kare muzana remakore rechi19, nyika dzeEurope dzakasarudza goridhe.

Kana tisingatauri chete nezvekukosha kwemari, semutauro wepasi pose wemakemikari wenyika yose, asiwo nezvemapapiro emapepa, ivo ndivo vokutanga kuonekwa muChina muna 812. MuEurope, maiva muzana remakore rechi17.

Essence nemhando yemari

Zvinonyanya kukosha, mari ndiyo inonyanya kushandiswa mune zvehupfumi, iyo inosungirirana tsvina pakati pekugadzirwa nevatengi vemisika.

1. Commodity mari . Izvi zvichida ndiyo yekutanga yekutengeserana kwezvemari, ichiita sechinhu chinotengeswa, uye chakatengwa. Munyika yemazuva ano, ivo vanozivikanwa mune dzimwe nyika dzine kuwedzera kwekuwedzera.
2. Cash . Pasi pavo mumwe anofanirwa kunzwisisa mabhizinesi maviri uye mari inotamirwa kubva muruoko rumwe.
3. Chiratidzo . Izvi ndizvo zvawaiwanzobhadhara zvekutenga kwako. Kusiyana kwepakati pemari yakadai ndeyekuti kukosha kwavo kudarika mari yekugadzirwa.
4. Mutero wepamutemo . Munhu anotarisa kune iyo fomu yemari kana achizobhadhara chikwereti.
5. Bank deposit . Munhu wese anoziva kuti iyi ndiyo mari yaunoshandisa mubhengi rekuchengetedza mabhengi.
6. Electronic wallets . Vanonziwo "smart card". Izvo zvinosanganisira microprocessor, pane izvo zvine ruzivo pamusoro pemari yako yemagetsi.
7. Mari isina mari . Izvi zvinosanganisira nhoroondo mumabhangi ekutengeserana uye enyika.
8. Networking . Mari yakadaro, inenge, haigoni kuumbwa, kubiwa. Icho chigadzirwa chemagetsi, iyo mari yako inoshandiswa kuburikidza nemagetsi ehurumende.

Essence uye zvinhu zvemari

Kutanga, zvakakodzera kuziva kuti vari kuita nzira yekutenga uye kutengesa zvinhu zvakasiyana-siyana, nheyo, nezvimwewo. Muchiitiko ichi, mari ndeyevamwe vari pakati.

Vanoita senzira yekuunganidza, iyo ndiyo yefa yako. Kutenda chinhu ichi, unogona kuchengetedza, uchiwana nekushanda zvakaoma, pfuma. Kana uchida, iwe unogona kuzvishandisa senzira yekubhadhara.

Mari yepasi pose inoratidza unhu hwayo mukushanda kwekushanda kwevashandi, kushandiswa kwezvinhu, mari , nezvimwewo. Izvo hazvizove zvisingashamisi kuratidza kuti ndeye mari yenyika inotungamira nyika (dollar), pamwe chete neyo yakabva pane imwe shanduko (euro).

Sezvo nzira yekubhadhara, mari inoratidzira mukubhadhara kwemishaja, kutengeswa kwezvinhu kuburikidza nekupa chikwereti, kubhadhara mitero, apo izvo zvavanoda uye chekuita munyaya ino yakafuridzira kubuda kwezvikwereti zvekutsinhanisa, mabhizinesi emadhora, izvo zvisiri chinhu chekwereti mari.